The Truth About Annuities

Annuities Don't Have to Be Confusing — Discover Which Options Can Protect & Secure Your Retirement Income.

Join Raymond Robinson of Pathlight Advisers for an informative, no-obligation dinner event focused on helping you safeguard your income, eliminate hidden fees, & protect your retirement savings.

Join us for a complimentary local event hosted at:

Love You Brunches, 1805 Parker Rd SE Suite F-110 Conyers, GA 30094

Have Questions? Call (770) 450-4993 or email [email protected]

Annuities Don't Have to Be Confusing — Discover Which Options Can Protect & Secure Your Retirement Income.

Join Raymond Robinson of Pathlight Advisers for an informative, no-obligation dinner event focused on helping you safeguard your income, eliminate hidden fees, & protect your retirement savings.

Join us for a complimentary local event hosted at:

Love You Brunches, 1805 Parker Rd SE Suite F-110 Conyers, GA.

Have Questions? Call (770) 450-4993 or email [email protected]

Why Attend This Seminar?

Learn how to safeguard your nest egg from unexpected losses in the next market downturn.

Many retirees believe their annuity guarantees protection, but too often, these products are misunderstood, misrepresented, or poorly structured to provide true income security.

Here's What We'll Uncover

How hidden fees and surrender charges quietly erode your returns

Why do some annuities still expose you to market losses when you think your money was safe

Complex options that don't match your personal retirement goals

How to ensure you never outlive your retirement savings

Meet Your Host

Raymond A. Robinson

Founder & Managing Director, Pathlight Advisers

With over 27 years of experience in the financial services industry, Raymond A. Robinson is dedicated to helping individual, families and businesses build confidence in their retirement future.

His guiding philosophy is simple: “Reach, Teach, and Repeat.”

With a focus on education-first retirement planning—empowering clients to make informed decisions about annuities, Social Security, and lifetime income strategies designed for stability and peace of mind.

Credentials & Memberships

Licensed Life & Long-Term Care Insurance Professional

Registered Social Security Analyst® (RSSA®)

IRMAA Certified

Member – National Association of Registered Social Security Analysts (NARSSA)

Series 65 Licensed Investment Adviser Representative (SEC-registered)

27 years in financial services

What You'll Take Away — Clear, Actionable Insights

Why People Choose Annuities

Understand the real reasons investor use them- & wether they align with your retirement goals.

Know the

Differences

Get a clear breakdown of variable, fixed, and fixed-index annuities - and what makes each unique.

Income-Based Annuities Made Simple

Learn how they

work, and when they make sense, and how they can provide lifetime income.

Explore the

Alternatives

See additional strategies for protecting and growing your retirement savings beyond annuities.

What Local Attendees Are Saying

Raymond Robinson — 27 years helping Georgia retirees protect and grow their wealth.

Fill Out Your Information here!

Dinner is on us!

Frequently Asked Questions

Is there a cost to attend?

No, this is a completely free educational event. There is no cost or obligation to attend.

Will this be a sales presentation?

Absolutely not. This workshop is strictly educational. You'll receive clear unbiased information to help you make confident retirement decisions.

How long does is the seminar?

The presentation typically lasts about 60-75 minutes, followed by time for questions and discussion.

Do I need to bring anything?

Just yourself- and perhaps a spouse or guest. We'll provide all materials you'll need during the event.

What if I can't attend in person?

No problem. Contact us to learn about upcoming dates or virtual options, so you don't miss out on important information.

[email protected]

(770) 450-4993

2375 Wall Street 240-80 Conyers, GA 30013

Advisory services offered through Pathlight Advisers. This event is for educational purposes only; no products will be sold. The information provided is not intended as investment, tax, or legal advice. Please consult with qualified professionals regarding your specific situation.

© 2025 Pathlight Advisers. All rights reserved.